Get Financial Growth with our Loans up to Rs. 20 Crore!
Ready to Credit is your one-step destination for all your financial needs. Get easy & instant loans from Ready to Credit at low-interest rates.
What makes us Different
Ready To Credit focuses on providing customised solutions to all our clients.
Our Services
Our services vary in a wide range of financial requirements.
Grow your institute with our financial solutions with loans up to Rs. 20 Crore.
Achieve your business goals with our safe, secure and quick loans. Enquire today.
Institute Loan EMI Calculator
You can use the Institute Loan EMI Calculator to calculate your Insititute EMI.
What We Have Achieved
The numbers speak for themselves…
Loan Disbursed
Customers
Cities Covered
Active States
Our Happy Customers
Customer satisfaction and high quality of services has been our prime focus. We are glad to share a few testimonials from our beloved customers.
“I am satisfied with the services provided by Ready to Credit for our loan to construct swimming pool at our school. They were professional, efficient, and transparent throughout the process. Their team understood our unique requirements and suggested a loan package that perfectly suited our needs. Highly recommended.”
Aditya Merchant
“Working with Ready to Credit for loan for our college was a seamless experience. Their team was responsive and proactive, ensuring that all our queries were promptly addressed. Interest rates were quite affordable. We are happy with the services and would gladly engage with their services again in the future.”
Rahila Khan
Have Any Questions?
You need a loan suddenly but have some questions in your mind? Let’s know the answer to all your questions below.
We offer a variety of loans to meet different financial needs. Our loan services include personal loans, home loans, car loans, business loans, education loans and construction loans. Each loan type has its own eligibility criteria and terms and conditions.
To apply for a loan, you can visit our website and fill out the online application form. Alternatively, you can also visit one of our branches and speak to our loan officers who will guide you through the application process. Make sure to provide all the required documents and information accurately to expedite the loan approval process.
The documents required may vary depending on the type of loan you are applying for. Generally, you will need to provide proof of identity, proof of income, bank statements, and any other supporting documents that may be required. Our loan officers will provide you with a detailed checklist of documents required for your specific loan application.
The loan approval timeline can vary based on various factors such as the type of loan, the completeness of the application, and the verification process. In general, the approval process can take anywhere from a few days to a couple of weeks. We strive to process loan applications as quickly as possible to ensure a smooth and efficient experience for our customers.
The interest rates and repayment terms will depend on the type of loan you are applying for and your creditworthiness. We offer competitive interest rates and flexible repayment options to suit your financial needs. You can contact our loan officers or refer to our website for more information on the specific interest rates and repayment terms for each loan product.
Yes, you can make extra repayments or repay the loan early in most cases. However, it is important to review the terms and conditions of your loan agreement to understand if there are any penalties or fees associated with early repayment. Making extra repayments or repaying the loan early can help you save on interest payments and shorten the loan tenure.
If you miss a loan repayment, it is important to contact us as soon as possible to discuss your situation. Depending on the terms of your loan agreement, there may be late payment fees or penalties. We understand that financial difficulties can arise, and we are here to help find a solution that works for both parties.
Having a bad credit history may impact your eligibility for certain loan products. However, we understand that everyone’s financial situation is unique, and we offer loan options for individuals with less than perfect credit. Our loan officers will assess your application based on various factors and provide guidance on the available loan options.