Services for the best Future

https://loksuvidha.com/Ready to Credit LLP is a leading loan services provider, offering a wide range of financial services include Personal Loans, Business Loans, Two-wheeler Loans, and Loans for Schools & Colleges.

Our Services

Education Loan

Our Happy Customers

Customer satisfaction and high quality of services has been our prime focus. We are glad to share a few testimonials from our beloved customers.

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“I had a great experience working with Ready to Credit LLP for my personal loan. Their team was highly professional and guided me through the entire process. The loan was approved quickly, and the interest rates were competitive. I would definitely recommend their services.”

Jagdish G.

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Ready to Credit LLP provided me with excellent service when I needed a business loan. Their knowledgeable staff helped me understand the different loan options available and guided me towards the best one for my needs. The application process was hassle-free, and the funds were disbursed in a timely manner. I am extremely satisfied with their services

Sarah M.

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“I had a bad credit history, and I was skeptical about getting a loan. However, Ready to Credit LLP gave me hope and worked with me to secure a loan that suited my requirements. Their team was understanding, patient, and efficient. I am grateful for their assistance and highly recommend their services.”

-Divesh R.

What We Have Achieved

The numbers speak for themselves…

Loan Disbursed

Customers

Cities Covered

Active States

Have Any Questions?

You need a loan suddenly but have some questions in your mind? Let’s know the answer to all your questions below.

What is an Education loan?

An education loan is a specific amount of money borrowed to get financial help for higher education related expenses

Who is eligible to apply for an education loan?

A individual who have strong academic record is able to secure a education loan more quicker. Education loan is applied by full time students whereas they must have a co-applicant, who needs a stable source of income, this might be either a parent, a guardian, a spouse, or a parent-in-law (in case of married individual).

What are the types of education loans available?

There are various types of education loan available for students, the primary ones are enlisted below-

  •  Undergraduate Loans.
  •  Postgraduate Loans.
  •  Career Development Loans.

The secondary type of student’s loans that are available for students are enlisted below-

  •  Federal student’s loans
  •  Private student’s loans
  •  Parent PLUS loans
  •  Perkins loans
  •  State specific loans.
What expenses can be covered by an education loan?

The regular expenses that a student come up with in their life are covered by an education loan. The list of expenses is given below-

  •  Tuition fees.
  •  Living expenses.
  •  Conveyance charges.
  •  Miscellaneous charges.
  •  Health Insurance.
What is the repayment period for education loans?

The repayment method for education loan is followed with EMI which starts from, 12 months after the completion of course or after 6 months of getting employment, whichever is earlier.

Can I apply for an education loan for studying abroad?

There is no specific limit for education loan to students wanting to study abroad. The amount of loan depends from bank to bank, majority of banks offer loan of up to 50 lakhs.

Is collateral required for an education loan?

Yes, collateral is required for education loan. If you do not have a collateral to provide, in that case also you can get education loan but then the loan amount will be less.

Can I transfer my education loan to a different bank?

YES, you can transfer your education loan to a lender which offers a lower interest rate. While transferring the loan you must consider other factors like, repayment terms, processing fees and customer service of the lender bank.